Seeking protection for your family’s wellbeing and financial stability? More than 50 million people around the world, with the same expectation like yours, have chosen Aflac insurance, which provides award-winning supplemental insurance to shield them against financial losses due to an illness or serious accident.
Aflac, the largest supplemental insurance provider in the US, was founded in 1955 in Columbus, Georgia. Through over 50 years development, today’s Aflac is a Fortune 500 company, with the annual revenues of more than $22.2 million. Moreover, it is the largest insurance company in Japan in terms of individual policies, providing coverage for one out of every four Japanese families.
Then why do so many households choose Aflac individual insurance? Maybe this is because of Aflac’s extensive range of policies and the ceaseless commitment to excellent services.
Now let’s see the featured individual insurance policies available at Aflac.
It is only after an accident will you get to know many expenses that you’ve never thought about before. Additionally, your regular bills, such as mortgage, utility bills, and car payments will not stop when you are involved in an accident. That’s not easy to finance all of them on your own.
However, your stress can be eased significantly when you know that you are covered from initial emergency and hospitalization to the following treatments and physical therapy.
Aflac individual accident insurance helps you stay ahead of your medical bills and unexpected out-of-pocket expenses that can increase greatly after an accident. When a covered accident occurs, you will get cash benefits directly from Aflac and it’s up to you on how to spend them.
The cash benefits you receive can be payable for many expenses that your major insurance may not cover fully, such as broken teeth, concussion, intensive care unit confinement, ambulance, emergency room visits and lacerations.
According to a survey, in our country, men have about less than a one in two lifetime risk of having cancer, while women have slightly more than one in three. Since no one can predict what will come around the corner, it is better to get prepared in advance.
Aflac’s cancer/specified-disease insurance will protect your family’s financial stability with cash benefits during your covered cancer treatments, making you feel less worried about your family’s future.
Aflac also provides supplemental cancer/specified-disease coverage, protecting your income and savings against expenses like:
• Out-of-network specialists
• Experimental cancer treatment
• Child care and household help
• Travel and lodging when treatment is away from home
Critical Care and Recovery
When a serious disease occurs, such as heart attack or end-stage renal failure, your finance will undoubtedly get hurt. Then with Aflac critical care and recovery insurance can make things different by offering you cash benefits to pay the health events that may not be covered by your major medical insurance plan, including:
• Coronary artery bypass surgery
• Persistent vegetative state
• Major human organ transplant
Juvenile Life Insurance
Juvenile life insurance, as a competitively priced insurance plan, is for your child’s future insurability. This means, even if your child develops a serious health condition at a young age, which may make life insurance impossible for him/her, he/she can still have coverage.
Aflac provides juvenile life insurance in two options: whole and term. Juvenile whole life insurance provides death benefit plus the cash value built. This policy may stay in force for your child’s whole life, as long as the premiums are paid on time. The coverage amount will double on the policy anniversary following your child’s 18th birthday, without the increase of premiums.
Juvenile term life insurance provides death benefit until your child reaches 25 years old, when he/she has the right to convert the policy into an individual permanent life policy at no more than double the face amount.
Life is a journey on which anyone would pass away unexpectedly, leaving financial difficulty to their loved ones. Be sure your family has been protected in all ways that you can do, such as purchasing life insurance and ensuring them the financial stability they can count on after your death.
Aflac life insurance provides your loved ones with financial support following your death, helping them cover the funeral expenses, uninsured medical bills and current debts. In addition, the income replacement, education plans, ongoing family obligations and even retirement expenses can be covered as well. Plans include term life insurance policies, whole life insurance policies and term life insurance riders.
Lump Sum Cancer Insurance
Aflac lump sum cancer insurance will provide you with pre-established cash benefits to help cover the treatments and daily living expenses. You can use the money to pay a variety of expenses triggered at the time, from rehabilitation and experimental treatments to extended hospital stays and out-of-network specialists.
Short-Term Disability Insurance
No one would be sure that he/she will never experience a short-term disability. In the event of an illness, planned pregnancy, Aflac short-term disability insurance will pay the cash benefits for a period of time, helping you maintain the standard living and pay various bills.
You can choose the short-term disability coverage based on the factors like your income, the premium you can afford, the period of time the benefits last, the number of days before the benefits kick in, and the amount of monthly benefits you prefer.
Regular eye exams contribute to the timely treatment of eye diseases. Aflac vision insurance can help cover the cost of these exams and treatments. Different from traditional vision insurance policies, Aflac’s vision insurance also provides benefits for eye surgeries, specific eye disease and permanent visual impairment.
Additionally, since there is no provider network requirement, you can choose your preferred eye-care provider. And you also have the freedom to choose your benefits amount and exam frequency.
Note: This web site is not affiliated in any way with Aflac. Always seek financial advices from professionals and find accurate Aflac service information on its official web site.
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